System Status
PlaybookUS Business for Founders AbroadJourneyForm · Bank · RunNo SSNEIN without a Social Security NumberFormdoola · Firstbase · GlobalfyBankMercury · Wise · RelayComplianceForm 5472 handledAuthorDanilo Candido · did it as a non-residentAffiliateDisclosed per 16 CFR 255PlaybookUS Business for Founders AbroadJourneyForm · Bank · RunNo SSNEIN without a Social Security NumberFormdoola · Firstbase · GlobalfyBankMercury · Wise · RelayComplianceForm 5472 handledAuthorDanilo Candido · did it as a non-residentAffiliateDisclosed per 16 CFR 255
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JCIL Guide · US Business for Founders Abroad

Banking & EIN.

Get an EIN without an SSN and open US business banking as a non-resident founder — Mercury, Wise, and Relay, opened from anywhere.

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Best US Business Bank Account for Non-Residents (2026): Mercury vs Wise vs Relay

You can open a US business bank account from abroad — no US residency required. Here's how, which accounts actually accept non-residents, and how to get the EIN you'll need first, without an SSN.

8 min read